Why put the numbers in one place?
A central bank may announce a target range, a repo rate or a rate with a name you have never come across. Another site may show a different number for the same country. Sometimes one is out of date. Sometimes they describe different instruments.
The map gives you a way into those details. You can search by a country's Korean or English name, its ISO code or a supported alias, open the country information and compare two eligible rates. The directory covers around 173 countries and territories, including places without a comparable policy rate.
That coverage is a directory count, not a claim that we have a verified current number for every country. Only rates that meet the site's current-evidence rules enter comparisons, numeric rankings and summary statistics. When verification expires or a collection source fails, the last successful value stays available as a dated reference. It no longer counts as a confirmed current rate. Missing data is never treated as 0%.
Our data methodology explains the instruments we select, the dates attached to them and when a value loses its current status.
From a rate announcement to an everyday question
The guides start with questions such as why bond prices move, how an ETF distribution affects your return or why equal monthly loan payments do not contain equal amounts of interest. A worked example lets you follow the money from one step to the next.
Unless a guide identifies a real figure and its source, its holdings, prices and calculations are fictional teaching examples. The assumptions matter: an example that leaves out tax or fees says so. It is not a product offer, a record of investment performance or a forecast.
Rules for accounts, products and taxes differ across countries. English is the language of the explanation; it does not make a Korean account rule applicable in another jurisdiction.
Who writes and maintains this site?
For factual references in the guides, we use laws and publications issued by central banks, regulators, government departments and other public bodies. Personal blogs, product marketing and outside contributor columns are not used as evidence. A government website can host outside material, so we check who produced each document and the terms attached to it.
FURRYSEKAI develops and operates FURRY RATES and maintains its explanations and data displays. “FURRY RATES Editorial” is the site's publishing name. It is not a claim that an outside panel of economists or financial advisers has reviewed the material. This is an independent information site, not a central bank service or a financial adviser.
AI tools assist with development, drafting and editing. They are not sources for policy-rate figures. A generated explanation cannot establish that a rate is current, identify an instrument or verify a central bank decision. Those details need the source record and the site's validation rules.
For guides, we check factual claims against the linked material, check the arithmetic and state the limits of the example. We use source material to establish facts, then write the explanation and create the examples for this site. A source link identifies the reference; it does not imply that the institution wrote, reviewed or endorsed our article.
- We name the rate being compared. A deposit product, a government bond yield or a market rate does not become a policy rate just because it is easier to obtain.
- We keep a decision date, an effective date, an observation date and a retrieval time separate where the source provides them.
- We distinguish official evidence from secondary references. Downloading a reference today does not establish that its number is today's policy rate.
- We avoid promises about investment returns and do not label a hypothetical outcome as observed performance.
Automated checks can reject an invalid response or an expired record. They cannot remove every possibility of an error or a delay at the source. For a transaction or other financial decision, check the relevant institution's current documents and the terms of your own product.
Sources and reuse
Data sources have different reuse terms. Where a source requires attribution or a licence notice, we retain that notice alongside the data or in the methodology. Article references support the explanation; linking to a document is different from republishing its text, charts or photographs.
The methodology's licence section lists the map, font and library notices. Those permissions apply to the named third-party materials. They do not grant a blanket licence to reuse this site's writing, code, branding or artwork.
Found something that does not add up?
Send the page URL and the sentence or number you think is wrong through the contact page (Korean). For a rate correction, include the country, the displayed value and date, and a link to the official announcement or dataset. For an example, point to the step in the calculation that needs checking.
Corrections are checked against the source and the instrument being described before the data or wording is changed. A new publication date alone is not enough to replace a figure with a different type of rate. The date shown on a guide records its publication or edit; it is not a live verification timestamp for every fact mentioned in it.
How to report a correction (Korean)