*,*::before,*::after{box-sizing:border-box}
:root{--bg:#f7f7fb;--surface:#fff;--ink:#302746;--muted:#746b83;--line:#e7e3ee;--brand:#6657d9;--brand-soft:#eeebff;--accent:#25856c}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Arial,"Noto Sans KR",sans-serif;line-height:1.75;letter-spacing:0;overflow-x:hidden}
a{color:var(--brand)}
a:focus-visible,button:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--brand);outline-offset:3px}
.skip-link{position:fixed;left:12px;top:10px;z-index:100;transform:translateY(-150%);background:var(--ink);color:#fff;padding:9px 12px;border-radius:6px;text-decoration:none;font-weight:700}
.skip-link:focus{transform:translateY(0)}
.page-header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.header-inner{max-width:1100px;margin:0 auto;padding:12px 20px;display:flex;align-items:center;gap:20px}
.brand{display:flex;align-items:center;gap:9px;color:var(--ink);font-size:16px;font-weight:900;text-decoration:none;white-space:nowrap}
.brand-mark{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:8px;background:var(--brand-soft);font-size:19px}
.page-nav{display:flex;gap:3px;margin-left:auto;overflow-x:auto;scrollbar-width:none}
.page-nav::-webkit-scrollbar{display:none}
.page-nav a{display:inline-flex;align-items:center;min-height:40px;padding:7px 9px;border-radius:6px;color:var(--muted);font-size:13px;font-weight:700;text-decoration:none;white-space:nowrap}
.page-nav a:hover,.page-nav a:focus-visible,.page-nav a[aria-current="page"]{background:var(--brand-soft);color:var(--brand)}
.page-main{max-width:880px;margin:0 auto;padding:58px 20px 80px}
.eyebrow{margin:0 0 8px;color:var(--brand);font-size:12px;font-weight:800;text-transform:uppercase}
h1{margin:0;font-size:48px;line-height:1.2;letter-spacing:0;overflow-wrap:anywhere}
.page-main h1,.page-main h2{word-break:keep-all;text-wrap:balance}
.currency-pair{white-space:nowrap}
.lead{max-width:740px;margin:18px 0 0;color:var(--muted);font-size:17px;line-height:1.75}
.meta{margin:14px 0 0;color:#6d637c;font-size:12px;font-weight:700}
.meta time{white-space:nowrap}
.content{margin-top:42px;padding:30px;background:var(--surface);border:1px solid var(--line);border-radius:8px;box-shadow:0 4px 18px rgba(48,39,70,.05)}
.content section+section{margin-top:36px;padding-top:32px;border-top:1px solid var(--line)}
h2{margin:0 0 12px;font-size:21px;line-height:1.35;letter-spacing:0}
h3{margin:22px 0 7px;font-size:16px;letter-spacing:0}
p{margin:10px 0;color:var(--muted)}
ul,ol{margin:10px 0;padding-left:22px;color:var(--muted)}
li+li{margin-top:7px}
.principles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:14px}
.principle{padding:16px;border:1px solid var(--line);border-radius:8px;background:#fcfbff}
.principle strong{display:block;margin-bottom:5px;color:var(--ink)}
.principle span{display:block;color:var(--muted);font-size:13px;line-height:1.65}
.notice{margin:20px 0;padding:14px 16px;border-left:4px solid var(--accent);background:#eff9f6;color:#45635b;font-size:14px}
.contact-link{display:inline-flex;align-items:center;min-height:44px;margin-top:10px;padding:9px 14px;border-radius:7px;background:var(--brand);color:#fff;font-weight:800;text-decoration:none}
.guide-main{max-width:1100px}
.guide-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:34px}
.guide-card{display:flex;flex-direction:column;min-width:0;padding:22px;background:var(--surface);border:1px solid var(--line);border-radius:8px;box-shadow:0 4px 18px rgba(48,39,70,.05)}
.guide-card:first-child{grid-column:1/-1}
.guide-card .guide-topic{margin:0 0 7px;color:var(--accent);font-size:11px;font-weight:800;text-transform:uppercase}
.guide-card h2{margin-bottom:8px;font-size:20px}
.guide-card p{flex:1;margin:0 0 18px;font-size:14px}
.guide-card a{display:inline-flex;align-items:center;align-self:flex-start;min-height:42px;color:var(--brand);font-weight:800;text-decoration:none}
.guide-card a:hover,.guide-card a:focus-visible{text-decoration:underline}
.article-main{max-width:920px}
.breadcrumb{display:flex;gap:7px;align-items:center;flex-wrap:wrap;margin:0 0 20px;color:var(--muted);font-size:12px}
.breadcrumb a{font-weight:700;text-decoration:none}
.article-content{margin-top:34px}
.content [id]{scroll-margin-top:90px}
.article-content>section{content-visibility:auto;contain-intrinsic-size:auto 520px}
.article-content h2{font-size:24px}
.article-content h3{font-size:18px}
.article-content p,.article-content li{font-size:16px;line-height:1.85}
.toc{margin:28px 0 0;padding:18px 20px;border-left:4px solid var(--brand);background:var(--brand-soft)}
.toc strong{display:block;margin-bottom:8px}
.toc ol{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:5px 24px;margin:0}
.toc li+li{margin-top:0}
.toc a{text-decoration:none;word-break:keep-all;overflow-wrap:anywhere}
.key-points{margin:20px 0;padding:18px 20px;border-left:4px solid var(--accent);background:#eff9f6}
.key-points strong{display:block;margin-bottom:6px;color:var(--ink)}
.key-points ul{margin-bottom:0}
.article-figure{margin:22px 0;padding:18px 20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.article-figure strong{display:block;margin-bottom:6px;color:var(--ink)}
.source-note{font-size:13px!important;color:#6d637c!important}
.table-scroll{max-width:100%;overflow-x:auto;margin:20px 0;overscroll-behavior-x:contain}
.table-scroll table{width:100%;min-width:440px;border-collapse:collapse;font-size:14px;line-height:1.7;text-align:left}
.table-scroll caption{text-align:left;padding:0 0 10px;color:var(--ink);font-weight:700}
.table-scroll th,.table-scroll td{padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top}
.table-scroll thead th{background:var(--brand-soft);color:var(--ink)}
.table-scroll tbody th{min-width:110px;font-weight:700}
.table-scroll td{color:var(--muted)}
.callout{margin:20px 0;padding:16px 0;border-block:2px solid var(--line);color:var(--ink)}
.article-content dt{margin-top:15px;color:var(--ink)}
.article-content dd{margin:4px 0 0;color:var(--muted)}
.related-guides{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:14px}
.related-guides a{display:block;padding:14px 15px;border:1px solid var(--line);border-radius:7px;background:#fcfbff;font-weight:800;text-decoration:none}
.guide-card,.page-footer{content-visibility:auto;contain-intrinsic-size:auto 260px}
.ad-slot-shell{display:none;max-width:970px;min-height:90px;margin:34px auto;padding:0;width:100%;overflow:hidden}
.ad-slot-shell.configured{display:block}
.ad-slot-shell ins{display:block;width:100%;min-height:90px}
.ad-slot-shell.preview{display:flex;align-items:center;justify-content:center;min-height:110px;border:1px dashed rgba(102,87,217,.48);background:#fff;color:var(--muted);font-size:12px;font-weight:800;text-align:center}
.ad-slot-shell.preview ins{display:none}
.ad-preview-label{padding:12px}
.page-footer{padding:28px 20px;background:var(--ink);color:#c8c2d1}
.footer-inner{max-width:1100px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}
.footer-inner p{margin:0;color:#c8c2d1;font-size:12px}
.footer-links{display:flex;gap:12px;flex-wrap:wrap}
.footer-links a{color:#fff;font-size:12px;font-weight:700;text-decoration:none}
@media(max-width:720px){
  .content [id]{scroll-margin-top:124px}
  .header-inner{padding:10px 12px;flex-wrap:wrap;gap:6px}.page-nav{order:2;width:100%;margin-left:0}.page-nav a{min-height:44px;font-size:12px}
  h1{font-size:32px}
  .page-main{padding:38px 12px 60px}.lead{font-size:15px}.content{margin-top:28px;padding:20px 16px}.principles,.guide-grid,.related-guides{grid-template-columns:1fr}.guide-card:first-child{grid-column:auto}.guide-card{padding:18px}.article-content h2{font-size:21px}.article-content p,.article-content li{font-size:15px}.toc ol{grid-template-columns:1fr}.ad-slot-shell{margin:26px auto}
}
@media(max-width:360px){h1{font-size:28px}.page-main{padding-left:10px;padding-right:10px}.content{padding-left:14px;padding-right:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}